How much is your home really worth?
A mortgage takeover, also called “subject-to,” is when someone buys your house but keeps your existing mortgage in place. They take over making your payments, but your name stays on the loan. This can help you avoid foreclosure or move quickly without selling traditionally. You get relief from payments while they get your house without needing a new loan.
Don’t let mortgage troubles hold you back. We’ll take over your payments while you move forward with your life.
A mortgage takeover lets you walk away from your house and payment stress without damaging your credit through foreclosure. You can move on quickly without waiting months to sell. We handle everything – the paperwork, the payments, and the property. You don’t need to worry about repairs or showings. It’s a simple solution when you need to sell fast.
When you're behind on payments, we can step in before the bank takes your home, potentially saving your credit score.
Unlike traditional sales, you won't pay thousands in fees, commissions, or closing costs when we take over your mortgage.
We can complete a mortgage takeover in days, not months, giving you fast relief when you need to move or solve financial problems.
Contact Us: Reach out by phone or online form. Tell us about your situation and home. We’ll explain how we can help.
Home Evaluation: We’ll review your mortgage details and assess your home’s condition. No repairs or cleaning needed – we take it as-is.
Receive Our Offer: We’ll present our takeover solution with clear terms. No pressure, just honest options designed to solve your problem.
Close Quickly: Once you agree, we handle all paperwork and details. You can move on while we take responsibility for your mortgage payments.
Connect with the team at Align Real Estate Solutions—Virginia’s trusted cash home buyers since 2024.